Financial Investing

When you are undertaking early retirement planning, make sure you are not just retiring to get away from work. You should be retiring to something…there is a big difference in the two.

Do not fall into the trap of retiring to do nothing. Your retirement will not be any different than work. You need to set and work toward retirement goals.

For instance, you and your spouse should both make a list of things you never want to do again and another list of what you want to accomplish in retirement. Not working is not a definable goal. Why both of you? You may be surprised if the two lists do not look remotely the same. Better to find out now the differences, and agreements, and come up with a compromise list. This can be an eye-opening experience…just do it.

Without clearly defined goals for retirement, you may end up becoming a couch potato…that may sound great, but you know it is unhealthy. Your first retirement goal should be to be retired for a long time.

Be specific about what you do not want to do anymore. If you really despise raking the leaves…the desert or a condo, where exterior maintenance is done for you, may be where you look to retire. If you want to golf a lot…you should scratch off Alaska. Be honest with yourself.

The more defined your goals for retirement the busier, healthier and happier you will be in retirement. If you want to learn Spanish, set some measurable goals, and go for it. Just purchasing the language software is not enough.

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