Financial Investing

Everyone loves to save money, but what if I told you that you can get cash back on your purchases? Did you know that there are many ways on getting cash back every time you swipe a credit card, or even give someone cold hard cash? Let me give you a quick, but the ultimate guide on how you can get cash back.

Cash sites - These are the sites where you can sign up, and get money back. These are websites such as AdditUp, FatWallet, and more. What you’ll do is sign up, and every time you want to shop somewhere, you’ll click on the link first, shop, and get a rebate back in your hands!

Cash cards – These are credit cards. Every time you swipe your card, you’re going to get a certain percentage back. This can range anywhere from 1% to as much as 25% and beyond. It’s a great way to save. Just make sure that you pay your card off in full each month to avoid interest.

Rebates - This is a simple one, but so many people don’t send them in! If you get a rebate, send it in, and you’re going to get money back. It really isn’t that hard. All you need to do is fill out a form, and send it in. It’s easy as 1-2-3.

These are the top three ways on getting money back on just about any purchase. Whether you shop in the mall, or online, you can get cash back!

Don’t you hate how the economy has prevented you from buying the home you’ve been dying to buy? Don’t you wish there was some way you could get your new home without all those documents and qualifications? Well, then I’ve got good news for you. The lease purchase method will allow you to get your new home easily.

While you may find the concept intimidating at first glance, lease purchase or ‘lease with option to purchase’ is actually a pretty straightforward concept that is easy to understand. What happens is that lease a house from its current landowner. Of course, there will be an end to this leasing period, whether it is a year or two after you move in.

And when your leasing period ends, you will have to buy the house. But wouldn’t renting an apartment for a year or two and then buying your house when you have enough money be better for you? This will depend on the arrangement you have with the owner of the house. Usually, 50% of your monthly rental fee will serve as a down payment for the selling price of the house.

This means that if you pay a monthly rent of US $500, US $250 goes to the down payment of your house. If the house costs US $20,000 and you wish to buy it after a year’s time, then you will only need to pay US $17,000. If you with to buy it after two years, you only need to pay US $14,000. As you can see, there is a huge benefit to making use of this program.

Of course, you need to keep in mind that the specific lease percentages will vary depending on the person you are dealing with. Make sure you have everything written down and signed by both parties, so there won’t be any problems later on.